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Noesis

On-line version ISSN 2739-0365

Abstract

CACOANGO-GUAMAN, Maria Alexandra; PINDA-GUANOLEMA, Bayron Ramiro  and  FERNANDEZ, Ariel José Romero-. Social impact of financial management at the Fernando Daquilema Savings and Credit Cooperative. Noesis [online]. 2025, vol.7, n.esp1, pp.152-167.  Epub Nov 30, 2025. ISSN 2739-0365.  https://doi.org/10.35381/noesisin.v7i1.376.

Conducting studies on the effect of financial management and responsibilities in the social sphere is one of the obligations of the Fernando Daquilema Savings and Credit Cooperative, whose main priority is focused on the financial sphere. The objective of this research is to determine the social impact of financial management at the Fernando Daquilema Savings and Credit Cooperative. To this end, empirical methods and documentary analysis are used. The questionnaire addressed to officials and members, as well as the analysis of the financial statements and balance sheets of the Fernando Daquilema Savings and Credit Cooperative Ltd., showed a decrease in results during 2020 as a result of the pandemic. One of the most affected indicators was social indicators, which were not met, affecting budget compliance and the level of credit placement.

Keywords : Social Impact; Financial Management; Social Indicators; Social Responsibility..

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