Abstract

PAUCAR-GUAILLAGUAMAN, Joffre Adrián; PROANO-REYES, Gladis Margot  and  CASTRO-SANCHEZ, Fernando de Jesús. Procedure for managing money laundering risk at Cooperativa Tulcán. Noesis [online]. 2025, vol.7, n.esp2, pp.870-890.  Epub Dec 31, 2025. ISSN 2739-0365.  https://doi.org/10.35381/noesisin.v7i2.622.

This article analyzes the procedure for managing money laundering risk in Politically Exposed Persons at the Tulcán Ltda. Savings and Credit Cooperative. Through qualitative research, it is determined that these global threats require a comprehensive and systematic approach. The procedure covers the identification, assessment, mitigation, and continuous monitoring of risks, based on updated regulations. The application of control techniques and mechanisms, aligned with international standards, is essential for prevention. Effective ML/TF risk management is consolidated as an essential pillar of institutional security. It is concluded that the Cooperative must adopt a proactive stance, strengthening its structure with detailed operating procedures and a continuous training program for staff.

Keywords : Prevention of money laundering; risk management; politically exposed person; regulated entity..

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