Abstract

LAAZ VERA, Mayerly Guadalupe; LOOR ZAMBRANO, María Germania  and  PALACIOS ZURITA, Wladimir Alexander. Socioeconomic Impact of COVID-19 on members of La benéfica savings and credit cooperative. e-Rev. Multidiscip. Saber [online]. 2025, vol.3, e-RMS01082025.  Epub Sep 23, 2025. ISSN 2960-2467.  https://doi.org/10.61286/e-rms.v3i.205.

The objective of this research is to establish the socioeconomic impact of COVID-19, as perceived by the members of the cooperativa de ahorro y crédito de la benéfica in order to contribute to the management of the social consequences detected. A mixed approach was used, combining quantitative and qualitative elements, applying inductive, deductive and analytical and systematic methods to analyze the data obtained, and the Conesa matrix was applied to identify and assess the socioeconomic impacts generated. The population to be considered is 381 members applying probabilistic sampling to obtain the sample of the different COAC agencies. Among the main findings is that during the pandemic there was an increase of 6.60% of members with incomes below one Unified Basic Wage, which caused members to have difficulties to cover their basic expenses and credit obligations. Covid-19 mainly affected the dimensions of health, employment and economic stability, making clear the importance of strengthening and implementing financial support strategies in the cooperative so that members can effectively mitigate the impact of a future economic and social crisis.

Keywords : Covid-19; partners; cooperative; socioeconomic.

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